August 16, 2014

Car Insurance for Newbies

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Whether you are getting on the road for first time, or you find that you suddenly need car insurance, you’ll find that getting the car insurance that suits you best can be a real headache! Can you handle a high deductible, and are you ready for all of these costs? The truth of the matter is that it is far easier to purchase car insurance than you might think; all you need to do is to keep these five simple tips in mind. Why not have a look at Kwik Fit Insurance here: http://www.kwik-fitinsurance.com/car/car-insurance-quotes.html

Invest in Some Driver Training
While extra driver training won’t turn you into a stunt driver, it will lower your insurance rates. Insurance companies have a high preference for insuring people who likely won’t need them, and the better your driving skills are, the better your rates will be. Look around for local driving schools that can help you; a few hours a week can take a lot of money off of your insurance papers.

Add Another Driver
It seems to go against common sense, but the truth of the matter is that adding a second driver can make a huge difference to your insurance premiums. Of course, this only holds true if the second driver is more experienced and has a great driving record. Is your significant other hiding awesome driving skills? If so, they might be able to help you!

More Security
We’ve all had that moment where we can’t remember where we parked, but what happens when that moment turns into the real horror at realizing that your car is gone? Getting your car stolen is rough, but you can make yourself and the insurance companies a lot happier. Consult your insurance company and ask them what devices will help you lower your rates. In many cases, an alarm or an immobiliser can help you out immensely.

How Far Do You Really Want to Drive?
If you are a student, or if you are planning to keep the car within a fairly small area, you may find that you can cut costs by limiting the mileage of your car. For example, if you are a student, you may find that you can get by with a relatively low mileage limitation.

Consider Annual Payments
It’s rough to pay all of your insurance all in one go, but it can be better for you. Monthly payments are more convenient in many ways, but they involve a chunk of interest getting added to them. Take a moment to consider whether you can swing annual payments from the beginning; your wallet will be much happier in the long run.

Take a moment to think about what your car insurance needs to look like. This will be a regular payment in your life, so be sure you get the best deals!

 


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